Annette Royan
^Owner

Helping Federal Employees Navigate Retirement with Confidence

As a proud Denver native, I’ve been guiding federal employees toward a smoother retirement since 2015. Having worked with numerous federal agencies, I’ve seen firsthand how lacking the back-office support is when it comes to helping employees fully understand their retirement benefits. That’s where I step in.

I specialize in demystifying the complexities of federal retirement systems like FERS, CSRS, FERS Offset, FEGLI, and Social Security maximization planning. Every retirement is unique, and I believe in taking a personalized approach. There’s no “one-size-fits-all” solution when it comes to preparing for the next phase of life, and I’m here to help my clients break down the big picture into manageable, informed decisions.

Retirement planning isn’t just about numbers—it’s about peace of mind. I’m passionate about empowering people to make small decisions with lasting impacts, so they can step into retirement without fear or uncertainty. After all, the transition to retirement is a journey, and I’m honored to be a trusted voice of reason along the way.

When it’s time to take the next step in your federal retirement planning, I’m just a phone call away.